Credit technology — a more specialised field of fintech — applies big data, artificial intelligence, blockchain and cloud computing to identifying, judging, assessing and reporting credit risk. Existing internet-lending models will improve at lower cost and higher efficiency. During the pandemic, for instance, offline service became very hard; digital, online, intelligent and contactless service let small businesses keep access to financial services even while bank branches were closed.
To that end, on 16 September Zero One Finance and the Zero One Think Tank joined Weizhong Credit Technology, a provider of big-data credit reporting and intelligent risk control, to hold the 2020 Second Credit Technology Forum — exploring with industry experts, bankers and technology executives how credit technology enables the digital transformation of finance.
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